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CIBC US Launch

Senior Product Manager | Digital Banking

Led the digital transformation initiative for CIBC's expansion into the U.S. market, developing cutting-edge banking features tailored for American customers and establishing a strong foothold in the competitive U.S. banking landscape.

CIBC US Launch Platform

The Digital Banking Revolution

As Senior Product Manager for CIBC's U.S. expansion, I led the strategic development and launch of a comprehensive digital banking platform designed specifically for the American market. This project represented CIBC's most significant international expansion in decades.

The initiative involved creating a full-featured digital banking experience that could compete with established U.S. banks while leveraging CIBC's expertise in customer service and financial innovation. My role encompassed everything from market research and competitive analysis to product strategy and stakeholder management.

Through data-driven decision making and user-centered design, we successfully launched 12+ digital banking features that significantly improved customer satisfaction and operational efficiency, establishing CIBC as a credible player in the U.S. digital banking space.

Key Achievements

  • 35% Increase in Customer Satisfaction
  • 40% Reduction in Onboarding Time
  • 500+ User Research Participants
  • 15+ Competitive Banks Analyzed
  • 12+ Digital Features Launched
  • Mobile-First Design Approach

Product Development Process

Market Research & Analysis

Conducted comprehensive analysis of 15+ U.S. banks and fintech companies, identified key market gaps, and analyzed customer behavior patterns to understand the unique needs of American banking customers.

User Research & Validation

Led extensive user research with 500+ participants across diverse customer segments, conducted usability testing, and gathered feedback to validate product assumptions and refine feature priorities.

Product Strategy & Roadmapping

Developed comprehensive product strategy, created detailed roadmap with clear milestones, prioritized features based on user needs and business impact, and established success metrics for each phase.

UX/UI Design & Prototyping

Collaborated with design teams to create user flows, wireframes, and high-fidelity prototypes, ensuring the platform met U.S. banking standards while maintaining CIBC's brand identity.

Technical Implementation

Worked closely with engineering teams to architect the platform using modern technologies, ensured compliance with U.S. banking regulations, and implemented robust security measures.

Launch & Optimization

Successfully launched the platform with phased rollout strategy, monitored performance metrics, gathered user feedback, and implemented continuous improvements based on real user data.

Key Challenges & Solutions

Regulatory Compliance

Navigating complex U.S. banking regulations and ensuring compliance across multiple states while maintaining product innovation and speed to market.

Solution: Established strong partnerships with legal and compliance teams, implemented compliance-by-design approach, and created robust documentation and audit trails.

Competitive Market Entry

Entering a highly competitive U.S. banking market dominated by established players with significant resources and existing customer bases.

Solution: Focused on unique value propositions, leveraged CIBC's international expertise, and created differentiated features that addressed specific customer pain points.

Technical Architecture

Building a scalable platform that could handle U.S. banking volumes while integrating with existing CIBC systems and ensuring data security.

Solution: Designed modular architecture, implemented cloud-native solutions, and established robust security protocols and disaster recovery systems.

Stakeholder Alignment

Managing expectations and aligning multiple stakeholders across different departments, regions, and business units with varying priorities.

Solution: Implemented regular stakeholder communication, created clear project governance structure, and established transparent decision-making processes.

Ready to Learn More?

This project demonstrates my ability to lead complex, high-stakes product initiatives in regulated industries. I excel at balancing innovation with compliance, managing cross-functional teams, and delivering results that exceed business objectives.